Cyber Risks Insurance

The invisible threat of cyber crime, combined with the potential for tech infrastructure to fail, and the ever-evolving regulatory landscape, mean Cyber Risk represents a new minefield for modern business.

Unless your organization carries specialist coverage against such perils, you won’t be protected against the unusual risks that arise in cyberspace.

What if:

Your network or ‘cloud’ were hacked – and the data regulator insists you notify customers of the breach?
A malware attack interrupts your website?
You incur cost in reconstituting valuable data that’s been stolen?
The data regulator enforces painful financial penalties on you following a breach?

If you have an online presence and are using social media, then you’re vulnerable. Globally. Content, data, intellectual property and defamation – all present major risks. It’s important to work with an insurance broker who really understands media and can support you with expert advice and specialist insurance.

Coverage can include:

Protection against costs, expenses and liability arising from:

Breach of Privacy or Confidentiality – critical defensce against your liability for violation of privacy rights or breach of confidential information
Data Breach Costs – reimbursement of your costs incurred in dealing with a regulatory investigation, including post-breach costs such as legal, PR & crisis management expenses, customer notifications, credit monitoring and identity theft monitoring costs, and network forensics
Regulatory Fines or Contractual Damages – to reimburse sums you’re legally obliged to pay as a direct result of a breach of privacy law or contractual obligation, including PCI-DSS penalties
Cyber Liability – your liability for customer/user financial loss or denial of access
Consequential Loss – for your lost income as a result of viruses, network failure or damage, hacking or cyber-crime causing ‘down-time’
Data Extortion – protection against the threat of extortion as the result of ransomware, theft of data, or damage to your computer network
Problems with an outsourcer - we’ll help build protection wherever you face loss or liability, and wherever it arises in your supply chain – including cloud providers & overseas data processors
Costs of restoring or recreating data

Download: MediaTech Brochure

“La Playa: Insurance with Intelligence. Passionate. Discerning. Independent.”

About La Playa Media & Digital

Specialist & Independent

Specialist & Independent

La Playa's specialist Mediatech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization. Our specialist policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk.

Advice You Can Trust

…from an expert who understands you

Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

Specialist insurance for media and digital businesses
Independent professional advice
Relationship-based service: right beside you when you make a claim
“Can do” culture
Seamless insurance across US and UK

La Playa Media & Digital

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