Cyber Insurance is a must for arts organisations. The invisible threat of cyber-crime, combined with the potential for tech infrastructure to fail, and ever-changing regulation, represents a new risk minefield - with financial impacts that could cripple a fragile budget.
Does your arts organisation...
...hold sensitive data about patrons and supporters (think of your trustees)?
...rely on revenue from online booking systems?
...use social media to engage audiences?
...use creative content that's subject to copyright online?
...work with volunteers? Are they trained to manage online and data risks?
In your day to day work, your organisation may be exposed to risks of data breach, intellectual property infringement, defamation and network downtime. Without specialist insurance against such perils, you won’t be protected against the risks that arise in cyberspace. Would your budget cope with a lawsuit?
Even the tightest cyber security won't protect you from the human factor: who's not going to plug in a malware-loaded memory stick left in the WC and marked "Pay Reviews"?
Help is at hand: traditionally beyond the reach of many arts sector budgets, La Playa’s Cyber Liability insurance provides an affordable solution as part of our specialist Arts Portfolio policy.
If you have an online presence and are using social media, then you’re vulnerable. Globally. It’s important to work with an insurance broker who really understands the arts sector and can support you with expert advice and specialist insurance.
Cyber Risks Insurance can include:
Protection against costs, expenses and liability arising from:
Click here to take a trip with us through the cyber risks insurance universe – get informed, clued-up and insured.
Read our blog 10 Reasons Arts Organisations Need Cyber insurance
Property: computers, audio visual equipment, offices
Consequential Loss: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure)
General Liability: cover for compensation payments arising from damage to third party property or personal injury
Workers' Compensation: for injury and illness to employees and freelancers
Errors & Omissions: helping to defend you against allegations of libel, slander, infringement of copyright, breach of confidentiality
Directors' & Officers' Liability: protecting decision-makers against alleged mismanagement of the organization
Travel & Touring: trip cancellation, medical expenses, passport replacement, loss of baggage
Specialist Cancellation Insurance: cover against financial loss as a result of cancellation, abandonment, postponement or re-scheduling of an event. As an artist manager, you can opt to insure your highest earning artists/authors with a “friends and family” type policy – entirely flexible and designed to cover areas where your income is most vulnerable - without breaking the bank. Some problems are worth losing sleep over. We believe insurance isn’t one of them. More >
We understand you so well, we'll complete the form for you if you prefer! Let's talk...Download: Arts & Entertainment Brochure
Quote within 24 hrs
The arts present a very specific set of risk exposures – and now your digital and online risks can expose you globally. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization.
Our policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk. The show must always go on - insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast.
At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective!