La Playa Private Client: Insurance with Intelligence®

Your Insurance Concierge

La Playa: Insurance with Intelligence®

Security

Good risk management is vital.

Listed buildings are particularly susceptible to fire and theft, but steps can be taken to reduce these risks. Since faulty electrical wiring and appliances cause most fires, an inspection by a suitably qualified registered electrician on a five yearly basis is recommended.

Security measures should be taken to dissuade forced entry, which often leads to arson. However, all loss control provisions must be carefully designed so as not to compromise or damage the historic fabric or integrity of the building.

Holiday Home Security Fears

Security against burglary is the number one concern for overseas home owners according to Hiscox – followed by issues with local bureaucracy and damage caused by rental clients. While Hiscox agrees that nearly 25% of claims on overseas property relate to burglary, it also highlights the importance of liability cover against a guest having an accident at the property - which could involve expensive litigation and compensation.

While Spain remains the most popular destination, many Britons are looking as far afield as Dubai and Egypt. Wherever you choose your holiday home, you need to know your investment is properly protected: local insurance policies may carry exclusions on burglary from vacant property or accidental damage, or inadequate personal liability levels; and claims support teams may not always be fluent in English.

La Playa provides full cover for overseas property – on your existing home policy if you prefer. Without the worries of small-print and language barriers, you can relax and enjoy the sunset with a G&T!

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Art & Antiques
Art & Antiques
Family Protection
Family Protection
Financial Planning
Financial Planning
Garden Insurance
Garden Insurance
Home Contents
Home Contents
Homes
Homes
Jewelry
Jewelry
Liability
Liability
Motor
Motor
Overseas Property
Overseas Property
Pensions & Investments
Pensions & Investments
Period & Listed Buildings
Period & Listed Buildings
Portfolio Policies
Portfolio Policies
Private Aviation
Private Aviation
Private Medical
Private Medical
Renovation Insurance
Renovation Insurance
Security
Security
Travel Insurance
Travel Insurance
Valuations
Valuations
Wine Collections
Wine Collections
Yachts & Motorboats
Yachts & Motorboats

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Specialist & Independent

La Playa's Personal Risk Concierge service means advice
you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, expert advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in New York & London
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As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.

We can help with insuring...

La Playa’s Personal Risk Concierge means:

Careful listening to really understand your needs and priorities

As much help as you need with completing forms to provide risk information

A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it

An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions

Careful monitoring of the insurers’ financial strength, claims and customer service

An independent recommendation of the best policy for you - and why

Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies

An intelligently designed portfolio of protection across multiple asset classes and territories

Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down

A dedicated advisor so you can speak to the same person each time.

Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers

Direct phone and email access to your adviser for questions and advice. We aim to pick up calls within 3 rings and to respond to emails within 60 minutes

Policy documents emailed to you - no logins and passwords to remember

An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement

No call centers, hold music, hidden fees. with La Playa, you are our most important client.*subject to availability with our insurer panel

Your Personal Risk Concierge Service...

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