Commercial yacht owners achieve a degree of coverage for the crew through a P&I Club, or through the H&M policy; but to be sure your financial responsibilities are fully met, you should think about crew accident/crew medical insurance too.
** where the limits defined in crew medical insurance policies differ from aspects of the US Affordable Care Act , the insurance policy limits are the maximum pay-out.
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Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalized risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.
But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimizing the possibilities for gaps in cover and maximizing your peace of mind.