Legal Expenses insurance is often thought of as ‘dispute insurance’, because it covers legal and other costs arising out of your vessel’s operations. Without it you’d have to pay these costs yourself.
Unlike liability insurance policies, Legal Expenses insurance may also cover the costs of pursuing claims against people you believe haven’t met their obligations to you. Often these will be contractual partners, but claims must relate to the operation of a vessel. Legal Expenses insurance doesn’t cover the sums at the heart of the dispute; only the legal costs associated with it. It responds to some of the most common causes of dispute…
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Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalized risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.
But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimizing the possibilities for gaps in cover and maximizing your peace of mind.