Specialist insurance advice is essential when making children's TV, cartoons, film and online content.
Working in Children’s Media, you need specialist advice on which insurance covers you need - depending on the nature and scope of your work, and on your contracts. Your insurance needs will differ across developing, producing and distributing content - for television, radio, film, animation, games, interactive media, publishing, licensing, merchandising and live performance. And major distribution channels (BBC, Discover, Nickelodeon) may require you have certain levels of General Liability, Workers' Comp amd Errors & Omissions coverage in place.
“Where there’s a contract, there’s liability. Where there’s liability, there’s an insurance need”
Then there's your intellectual property: in creating content for kids, new ideas are the Holy Grail. Child's play, right? Charismatic characters, strong format, high production values, commissioning guidelines, regulation framework, competing with global imports – without looking like anything that’s gone before. Anywhere. Ever.
Which is why Intellectual Property Insurance is a MUST. But copyright infringement is just ONE of the key risk exposures your organisation faces....
1. Commercial Producers’ Indemnity: for risks in actually creating your content (shooting etc) This is a package policy that covers your filming, liabilities, reshoot costs (incurred by interruption, cancellation, abandonment or re-scheduling of a production), Employers’ Liability, Public Liability, Property, Money, Cast and Crew, Loss of Media.
2. Commercial Producers’ Professional Indemnity: for financial loss arising from mistakes
3. Film Errors & Omissions: for risks associated with distribution contracts
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La Playa's specialist Mediatech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization. Our specialist policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk.
Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.