La Playa Private Client: Insurance with Intelligence®

Your Insurance Concierge

La Playa: Insurance with Intelligence®

Auto Insurance

There's auto insurance and there's auto insurance. They're not all the same. Under our specialist policies, we can look after your family cars, high performance and classic motors, motorbikes – and your kids’ vehicles too, while they’re still registered at your address.

Auto insurance claims can be the biggest headache of all – but with our policies, it’s like flying Club Class:

  • Agreed value: you agree the sum to be replaced if your car is written off. If you have a loss, there are no quibbles, no deductions.
  • Courtesy car comparable with your own
  • Don’t need a courtesy car? Some insurers will waive the excess.
  • Repairer of your choice: for convenience and peace of mind
  • Loss of license cover: up to $150 a week towards travel costs
  • Cover for travel expenses if you’re too ill to drive
  • Personal plate cover
  • No deduction for wear and tear on parts
  • Unlimited lock replacement and audio cover when included in agreed value
  • Personal effects cover
  • Comprehensive cover driving other cars – and for others driving your cars
  • Legal and medical expenses for road-rage and car-jacking incidents
  • Superb claims service available 24/7
Case study:

A client’s Aston Martin DB6, inherited from his father, was insured for $100,000. On the way to a family event the DB6 was hit and damaged extensively. The carrier chauffeured the client and his wife to the event, then took the car to his preferred garage. Repairs were estimated at $110,000. Most carriers deem a car a write-off if repairs cost over 60% of its value. Under his policy the client could choose a $100,000 cash payment – but because of the sentimental value he chose repair.

The insurer paid over the Agreed Value and charged no deductible as it was a total loss. The car was returned in 6 weeks in perfect order.

Prestige car and gold jet

Talk to us today.

We can help with…

Homes
Homes
Home Contents
Home Contents
Prestige Car Collectors
Auto
Art Collectors
Art
Jewelry Collectors
Jewelry
Wine Collectors
Wine Collectors
Historic Property Owners
Historic Property
Yacht and Superyacht Owners
Yachts and Superyachts
Private Aviation
Private Jet
Travel Insurance
Travel
Security
Security
Valuations
Valuations

La Playa Private Client is your complete insurance solution, making it simple to insure everything you own and care about. Property, yachts and superyachts, high-performance and classic cars, private jets, art, wine, jewelry collections and more - alongside your liabilities.

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Specialist & Independent

La Playa's Personal Risk Concierge service means advice
you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, expert advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in New York & London
Champagne

As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.

The La Playa Way:
Personal Risk Concierge

Our specialized and unique expertise to take care of all your needs

1

Careful listening to really understand your needs and priorities


2

As much help as you need with completing forms to provide risk information


3

A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


4

An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


5

Careful monitoring of the carriers’ financial strength, claims and customer service


6

An independent recommendation of the best policy for you - and why


7

Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies
*subject to insurer availability


8

An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


9

Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


10

A dedicated advisor so you can speak to the same person each time.


11

Expert guidance on valuations, security and risk management, and connecting you with specialist advisors and suppliers


12

Direct phone and email access to your adviser for questions and advice.


13

Policy documents emailed to you - no logins and passwords to remember


14

An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement


La Playa’s Personal Risk Concierge promises only the best, ensuring that every client we work with is given utmost priority.
No call centers, hold music, hidden fees. With La Playa, you are our most important client.

Your Personal Risk Concierge Service...

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