La Playa Private Client: Insurance with Intelligence®

Your Insurance Concierge

La Playa: Insurance with Intelligence®

Historic Buildings

While historic buildings may draw a sharp intake of breath from non-specialist insurance brokers, there's a perfectly simple solution to protecting period property.

One of the crucial factors is the "reinstatement or rebuild value" of your historic property. If you buy a historic property for $800,000, how much should you insure it for? Standard insurance companies leave the calculation of the reinstatement costs to you; under-estimate and they penalize you by reducing your settlement. Not only do older properties often require authentic materials and specialist craftsmen for repairs after damage, but the work may take far longer to complete - so the insurer's allowance for temporary accommodation during the works needs to be more generous too.

Historic properties are works of art - we have a great responsibility to preserve and protect them for future generations. Yet many property owners, brokers and insurance companies are unaware of the complexities involved in insuring them properly.

So how can you ensure that your historic property is properly valued and protected? A standard “off-the-shelf” insurance policy may not be suitable - it's worth upgrading to a specialist policy that comes with the advice you'll need. As well as the extra peace of mind, this could save you money both on premiums and on claims settlement.

It's important to work with a historic property broker who will take time to assess your specific needs. And after a claim, you'll want sympathy and efficiency, not more headaches. La Playa's specialist policies provide coverage for “All Risks” including accidental damage, and we can advise on:

  • Historic Property Insurance
  • Reinstatement value
  • Trace and Access Cover
  • Subsidence and Flood
  • Valuation
  • Risk management
  • Documentation
  • Specialist insurers
Period and Listed Buildings two columns

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We can help with…

Homes
Homes
Home Contents
Home Contents
Prestige Car Collectors
Auto
Art Collectors
Art
Jewelry Collectors
Jewelry
Wine Collectors
Wine Collectors
Historic Property Owners
Historic Property
Yacht and Superyacht Owners
Yachts and Superyachts
Private Aviation
Private Jet
Travel Insurance
Travel
Security
Security
Valuations
Valuations

La Playa Private Client is your complete insurance solution, making it simple to insure everything you own and care about. Property, yachts and superyachts, high-performance and classic cars, private jets, art, wine, jewelry collections and more - alongside your liabilities.

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Specialist & Independent

La Playa's Personal Risk Concierge service means advice
you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, expert advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in New York & London
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As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.

The La Playa Way:
Personal Risk Concierge

Our specialized and unique expertise to take care of all your needs

1

Careful listening to really understand your needs and priorities


2

As much help as you need with completing forms to provide risk information


3

A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


4

An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


5

Careful monitoring of the carriers’ financial strength, claims and customer service


6

An independent recommendation of the best policy for you - and why


7

Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies
*subject to insurer availability


8

An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


9

Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


10

A dedicated advisor so you can speak to the same person each time.


11

Expert guidance on valuations, security and risk management, and connecting you with specialist advisors and suppliers


12

Direct phone and email access to your adviser for questions and advice.


13

Policy documents emailed to you - no logins and passwords to remember


14

An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement


La Playa’s Personal Risk Concierge promises only the best, ensuring that every client we work with is given utmost priority.
No call centers, hold music, hidden fees. With La Playa, you are our most important client.

Your Personal Risk Concierge Service...

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