La Playa: Insurance with Intelligence®

Science & Technology

La Playa: Insurance with Intelligence®

Business Travel Accident Insurance

What if…?

Every business should protect its most valuable asset: its people. And that protection must cover them when they take business trips abroad.

What if?

  • Your commercial director falls ill abroad, just days before he was due to sign a major new contract to supply your company’s product? How do you take care of your valuable employee and still secure the contract?
  • Someone is injured on a work trip in Europe, and incurs substantial medical bills?
  • A journey has to be cancelled or curtailed unexpectedly - and you're left with unrecoverable expenses?
  • Someone's taken ill and has to be repatriated?
Five reasons why you shouldn't be without Business Travel Accident Insurance:  
  • Expansion: with international expansion comes more overseas travel by staff. It’s essential to carry insurance against travel contingencies – lost baggage, cancellation, illness & accident.
  • Instant support & rapid settlement: with access to 24/7 assistance services in case of emergency, including dedicated apps, your staff can access policy benefits instantly from anywhere in the world.
  • Recruiting the best staff: you can ‘ramp up’ cover for your senior staff, differentiating your benefits package and helping you to attract and retain the best talent.
  • Business as usual: with Personal Accident lump sum payments made directly to the business,you can use the money as you wish – recruitment, an interim replacement or changes to the workplace to accommodate a disabled employee.
  • Terrific Value: La Playa’s comprehensive, group policies enjoy excellent rates

If something does go wrong abroad, you want your claim to be paid in full and without fuss. Read our tips on how to get your travel insurance claim paid to find out what you can do.

Download: Science & Technology Brochure

Business Travel Accident Insurance
Specialist Insurance

CASE STUDY

Claim 1

A businessman travelled to Malaysia. Whilst there an explosion occurred at his accommodation, this resulted in him suffering 48% burns to his head, face, arms and back. Due to the severity of his injuries two family members were flown out to be with him. Following his admission to hospital the passed away due to the injuries suffered from the accident.  His Personal Accident and Business Travel policy paid out lump sum benefits, and covered costs incurred under the Medical section, including the travel, sustenance and accommodation expenses of the two relatives. Additionally, the Personal Effects that were destroyed in the explosion were also paid for.
Total claim: $580,000

Claim 2

An employee for a passenger shipping company was rendered paraplegic after a horrific car accident. Contact was made with his consultant to determine if the condition was permanent. As soon as this was established, the claim was settled for the permanent total disablement benefit, payable under the policy.
Total claim: $195,000

Claim 3

An employee of a large bank was injured in the 7/7 bombings in London. She suffered permanent partial injuries, but the precise nature of such injuries would normally take some time to establish. In order to provide a quick resolution, the nature of her injuries were determined as soon as possible in liaison with the consultants and the Insurer was able to make an earlier offer to help her move on with her life.
Total claim: $75,000

*Claims provided by Chubb Insurance

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La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.

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Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

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