La Playa: Insurance with Intelligence®

Science & Technology

La Playa: Insurance with Intelligence®

R&D Insurance

Intelligent insurance for laboratories and R&D companies 
Protect the fruits of your invention

Biotech | Contract Research Medical Device Development | Analytical Labs | Micro & Nano Engineering Labs | Environmental Testing Labs | Agribusiness | Toxicology Labs Life Science Incubators & Trade Associations

Bullet-proof your enterprise with Lab Insurance from La Playa - specialist packages for start-up, early stage and mid-size research and development businesses.

Working in R&D, you need specialist advice and insurance from a broker who really understands you. The way you raise and spend capital, conduct R&D operations, create critical research materials and data, develop novel products and deliver services all demand new thinking when it comes to arranging insurance.

La Playa's Lab Insurance is a practical, modular solution that starts with Workers' Comp and General Liability and builds in other covers as and when you need them, meaning you only pay for the insurance you need, when you need it.

Key features:

Workers' Compensation: covers your liability to employees for injury or illness arising from their work.

General Liability: protecting your business against allegations of negligence resulting in third party injury or property damage.

Errors & Omissions: dealing with allegations of service failure or poor performance.

Property: protecting your physical assets including buildings, improvements (such as lab fit-outs), office & lab machinery & equipment, computers, stock, lab books, prototypes and R&D materials – even mobile equipment.

Consequential Loss: protecting your income streams when there’s an unexpected interruption to business operations (such as accidental damage, fire, flood, power-outage or terrorist event).

Stock deterioration: critical protection for loss arising from malfunction or loss of power to fridges or freezers.

Optional modules:

Errors & Omissions | Clinical Trials Liability | Directors’ & Officers’ Liability | Intellectual Property Insurance | Medical Malpractice | Inland Marine Insurance

We make the complex simple – the application process is quick and easy and entirely without obligation.

Benefits include:

  • Rapid response - apply online for quotes & cover within 1 working day
  • Affordable & scalable - premiums from $1,000
  • Discounts for science parks, incubators and trade associations
  • Simple online tools to calculate the values of R&D materials

Download: Science & Technology Brochure

R&D Insurance

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How We Can Protect Your Business

Business Interruption Insurance
Business Interruption Insurance
Business Protection
Business Protection
Cargo Insurance
Cargo Insurance
Clinical Trials Liability Insurance
Clinical Trials Liability Insurance
Commercial Legal Expenses Insurance
Commercial Legal Expenses Insurance
Credit Insurance
Credit Insurance
Crime Insurance
Crime Insurance
Cyber and Privacy Insurance
Cyber and Privacy Insurance
Directors & Officers Liability
Directors & Officers Liability
Employee Benefits
Employee Benefits
Employers' Liability
Employers' Liability
Employment Practices Liability Insurance
Employment Practices Liability Insurance
Environmental Liability Insurance
Environmental Liability Insurance
General Public & Product Liability Insurance
General Public & Product Liability Insurance
Intellectual Property
Intellectual Property
Key Person Insurance
Key Person Insurance
Lab Insurance
Lab Insurance
Mergers & Acquisitions Insurance
Mergers & Acquisitions Insurance
Motor Insurance
Motor Insurance
Product Recall Insurance
Product Recall Insurance
Professional Indemnity and EO
Professional Indemnity and E&O
PSD2 Insurance
PSD2 Insurance
Risk Management
Risk Management
Stock Deterioration Insurance
Stock Deterioration Insurance
Supply Chain Insurance
Supply Chain Insurance
Terrorism Insurance
Terrorism Insurance
Travel & Personal Accident
Travel & Personal Accident
Venture Capital & Investment Insurance
Venture Capital & Investment Insurance

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Testimonials

What Our Clients Say

science-quote

Insurance brokers who understand and work with technology companies are a rare breed, to be highly recommended.

Specialist & Independent

La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for science and technology
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across US and UK
Robot

Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

Get Specialist Science & Technology Insurance and Innovate with Confidence

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