Just as you protect your vehicles, property and liabilities with insurance, you need to protect your income and share holding in your business.
Why business protection insurance?
How we can help
We’ll design a bullet-proof plan for your business to help you through events like the loss of a director, partner or key employee to death or critical illness. We’ll help you identify your key risk exposures, and design a portfolio of protection including:
Our business is built on long-term relationships based on mutual trust and understanding. This enables us to contribute to high-level decision making and bring real benefit at all levels.
Business liabilities assurance
As a business owner, you perhaps take it for granted that tangible assets have to be properly protected. But what about profits and ownership? Does legislation & regulation affect your business, and in turn its profits?
Our Business Succession advice helps you plan for when you're no longer in your business. As well as shoring up the business itself against your retirement, leaving or even death, we'll help you work through your personal agenda and exit plan.
We'll establish what both you and the business need to put in place to meet your timelines and your financial expectations, and create a strategy to meet these.
Family Protection for Business Owners
Family protection for business owners is critical because it offers the most valuable protection for individuals and their respective families. Family protection can help with things such as:
As a shareholder, you want to know that your investment is in safe hands - at all times. But the death or critical illness of a main shareholder could throw your company into chaos.
We can guide you through the pitfalls and legislation so that you have a clear, concise plan so your company can recover quickly following the loss of an integral business owner.
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Hartford.
Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the insurers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies
An intelligently designed portfolio of protection across multiple asset classes and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated advisor so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
Direct phone and email access to your adviser for questions and advice. We aim to pick up calls within 3 rings and to respond to emails within 60 minutes
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement
No call centres, hold music, hidden fees. with La Playa, you are our most important client.
*subject to availability with our insurer panel