Are you a People Magnet?

Employee Benefits to attract and retain talent

Get A Quote

La Playa Employee Benefits: Insurance with Intelligence®

Advice you can trust

Get A Quote

Who’s the Life and Soul of Your Business?

If you can name them, you need Key Person Insurance

Get A Quote

La Playa: Insurance with Intelligence®

Pensions and Retirement Planning Advice

How much do you spend during a week’s holiday? Imagine the cost if you had 52 weeks' holiday every year! What sort of lifestyle do you envisage after retirement?

Great changes lie ahead in the world of pensions and this affects your retirement planning. The government is committed to individuals making private pension provisions and not relying on the state. How will this affect you?

La Playa can advise on both personal and company pension schemes and make recommendations as to which insurance companies and funds are most appropriate to suit your circumstances. We can also help with retirement planning, and the various choices you have to make when you come to take your pension.

  • When do you your retirement to start?
  • How much will you need?
  • What part will state benefits, tax and inflation factors play?
  • Do you have other assets to leverage?
  • Can you plan around health issues?

Talk to us about structuring your financial plans for your retirement.

Retirement Income Planning

Perhaps the most important question when you have accumulated your pension wealth is "What's the best way for me to take an income?"

The rules around taking the benefits from your pension have relaxed over the past few years, giving much more flexibility as to how and when they are taken.

Planning for future changes in your circumstances is as important at this stage as ever. Contact us about retirement income planning in the context of the changing pensions landscape.

Self-invested Pensions

Self-Invested Pension Plans (SIPPs) work well for people who prefer to have more control of the underlying investments of their pension assets. Unlike the PP/SHP, a SIPP can invest directly into shares, commercial property - even art & antiques.

ASIPP is the tax wrapper that fits around the investments, but gives the freedom for the individual to diversify their assets between a multitude of different investment vehicles.

Talk to us about how a SIPP might work for you.

Stakeholder and Personal Pensions

Many of us are familiar with Personal Pensions - either through group arrangements offered by employers, or it may be something you've considered taking out yourself.

A Personal Pension is a tax-efficient, long-term savings plan that allows you to build up a pot of money to provide an income in retirement. You can decide how much is paid in, where your money is invested and, sometimes, who is managing the scheme.

A Stakeholder Pension is similar to a Personal Pension, but with slightly fewer options and fixed charges.

Talk to us about Pensions and Retirement Planning and see which pension plan might work best for you.

Pensions and Retirement Planning Advice

Talk to us today.

Insure Your Portfolio Today

Cash Management
Cash Management
Entrepreneurs and Business Owners
Entrepreneurs and Business Owners
Estate Planning
Estate Planning
Family Protection
Family Protection
Investments
Investments
Pensions and Retirement Planning
Pensions and Retirement Planning
Tax Planning
Tax Planning
Wealth Management
Wealth Management
Why get financial advice?
Why get financial advice?

Testimonials

What Our Clients Say

Specialist & Independent

The La Playa Way: Your Personal Risk Concierge

La Playa’s intelligent approach to financial services is founded on absolute integrity, an in-depth understanding of our clients, a high calibre team of advisers and a commitment to excellence in service.

La Playa's Financial Concierge service means advice you can trust - from an expert who understands you:

As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?

Show More

1

Careful listening to really understand your needs and priorities


2

As much help as you need with completing forms to provide risk information


3

A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


4

An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


5

Careful monitoring of the carriers’ financial strength, claims and customer service


6

An independent recommendation of the best policy for you - and why


7

Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability


8

An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


9

Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


10

A dedicated adviser so you can speak to the same person each time.


11

Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers


12

Direct phone and email access to your adviser for questions and advice.


13

Policy documents emailed to you - no logins and passwords to remember


14

An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement


...and more. La Playa’s Risk Concierge promises only the best,
ensuring that every client we work with is given utmost priority.
No call centres, hold music, hidden fees. with La Playa, you are our most important client.

Employee Benefits Concierge

La Playa Logo