Just as you protect your property, vehicles and liabilities with insurance, you need to protect your income and share holding in your business.
We’ll design a bullet-proof plan for your business to help you through events like the loss of a director, partner or key employee to death or critical illness.
We’ll help you identify your key risk exposures, and design a portfolio of protection including:
Our business is built on long-term relationships based on mutual trust and understanding. This enables us to contribute to high-level decision making and bring real benefit at all levels.
Business liabilities insurance
As a business owner you perhaps take it for granted that tangible assets have to properly protected. But what about profits and ownership? Does legislation & regulation affect your business, and in turn its profits?
Our Business Succession advice helps you plan for when you're no longer in your business. As well as shoring up the business itself against your retirement, leaving or even death, we'll help you work through your personal agenda and exit plan.
We'll establish what both you and the business need to put in place to meet your timelines and your financial expectations, and create a strategy to meet these.
Family Protection for Business Owners
Family protection for business owners is a critical because it offers the most valuable protection for individuals and their respective families.
Family protection can help with things such as:
As a shareholder you want to know that your investment is in safe hands - at all times. But the death or critical illness of a main of a main shareholder could throw your company into chaos.
We can guide you through the pitfalls and legislation so that you have a clear, concise plan so your company can recover quickly following the loss of an integral business owner.
Quote within 24 hrs
"Having dealt with several insurers, I am pleasantly amazed by the speed and efficiency of La Playa`s work!”
“La Playa: Insurance with Intelligence. Passionate. Discerning. Independent.”
Our in-depth understanding of the unique risk exposures in the art world means we speak your language - and we can save you time and hassle in the event of a claim. Our expertise is backed up with efficient and highly personal service and our wealth of experience spans over 50 years..
Whatever your specialism, we’ll take a creative and innovative approach to structuring your Fine Arts insurance programme and select for you an insurer who demonstrates understanding and experience of your field. We’ll support you with great advice - helping you manage your risks and make good decisions to protect your organization or collection.
At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective.
As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?
Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* to assess the risks and ensure you have the right cover where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the carriers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability
An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated adviser so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
Direct phone and email access to your adviser for questions and advice.
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement