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La Playa Marine: Insurance with Intelligence®


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La Playa: Insurance with Intelligence®

Legal Expenses Insurance

Legal Expenses insurance is often thought of as ‘dispute insurance’, because it covers legal and other costs arising out of your vessel’s operations. Without it you’d have to pay these costs yourself.

Unlike liability insurance policies, Legal Expenses insurance may also cover the costs of pursuing claims against people you believe haven’t met their obligations to you. Often these will be contractual partners, but claims must relate to the operation of a vessel. Legal Expenses insurance doesn’t cover the sums at the heart of the dispute; only the legal costs associated with it. It responds to some of the most common causes of dispute…

What if...

  • You’re in dispute with a charterer or charter broker?
  • You believe a ship yard has not met its obligations under a service or repair contract?
  • You encounter a contract dispute over the sale of your vessel?

Cover includes:

  • Your legal fees associated with the dispute
  • Arbitrator or mediator fees
  • Expert adviser costs
  • Opponent’s costs in where a judgement is found against you (excluding fines or penalties)
  • Other legal matters brought against your person or trust
Legal Expenses Insurance

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What's Covered?

Crew Medical & Accident
Crew Medical & Accident
Hull and Machinery
Hull and Machinery
Legal Expenses
Legal Expenses

Monthly Payments

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What Our Clients Say


Specialist & Independent

Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalized risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.

But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimising the possibilities for gaps in cover and maximising your peace of mind.

As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?

The La Playa Way: Your Personal Risk Concierge

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Careful listening to really understand your needs and priorities


As much help as you need with completing forms to provide risk information


A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


Careful monitoring of the carriers’ financial strength, claims and customer service


An independent recommendation of the best policy for you - and why


Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability


An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


A dedicated adviser so you can speak to the same person each time.


Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers


Direct phone and email access to your adviser for questions and advice.


Policy documents emailed to you - no logins and passwords to remember


An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement

...and more. La Playa’s Personal Risk Concierge promises only the best,
ensuring that every client we work with is given utmost priority.
No call centres, hold music, hidden fees. with La Playa, you are our most important client.

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for yachts
  • Independent, expert advice
  • Boutique-style service: your Personal Risk Concierge
  • Right beside you in a claim
  • International capability
Yachts advice you can trust
Mike Taylor

Mike Taylor-West ACII


Are You Ready To Get Your Insurance Ship-Shape?

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