Animation | Production | Post Production | Promotion & Distribution | Gaming | Interactive Media | Publishing | Merchandising
Specialist insurance advice is essential when making children's TV, cartoons, film and online content.
Working in Children’s Media, you need specialist advice on which insurance covers you need - depending on the nature and scope of your work, and on your contracts. Your insurance needs will differ across developing, producing and distributing content - for television, radio, film, animation, games, interactive media, publishing, licensing, merchandising and live performance. And major distribution channels (BBC, Channel 4, Discover, Nickelodeon) may require you have Public Liability, Employers’ Liability amd Professional Indemnity/Errors & Omissions covers in place.
“Where there’s a contract, there’s liability. Where there’s liability, there’s an insurance need”
Then there's your intellectual property: in creating content for kids, new ideas are the Holy Grail. Childsplay, right? Charismatic characters, strong format, high production values, commissioning guidelines, regulation framework, competing with global imports – without looking like anything that’s gone before. Anywhere. Ever.
Which is why Intellectual Property Insurance is a MUST. But copyright infringement is just ONE of the key risk exposures your organisation faces....
3 key types of Insurance:
1. Commercial Producers’ Indemnity: for risks in actually creating your content (shooting etc) This is a package policy that covers your filming, liabilities, reshoot costs (incurred by interruption, cancellation, abandonment or re-scheduling of a production), Employers’ Liability, Public Liability, Property, Money, Cast and Crew, Loss of Media.
2. Commercial Producers’ Professional Indemnity: for financial loss arising from mistakes
3. Film Errors & Omissions: for risks associated with distribution contracts
Please note: Equipment is insured as part of a wider business insurance package, and not on a standalone basis.
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La Playa's specialist Mediatech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization. Our specialist policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk.
As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?
Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the carriers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
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An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated adviser so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
Direct phone and email access to your adviser for questions and advice.
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement
Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.