Fashion designers I Fashiontech I Wearables
La Playa supports fashion designers, fashiontech and wearables businesses with practical, jargon-free advice and specialist insurance.
Have you been paying lip service to insurance? Now’s the time to engage!
In an industry where deadlines are critical, fashion insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast. Fashion presents a very specific set of risk exposures – and now your digital and online risks can expose you globally.
...you're accused of IP infringement – print, cut, plagiarism, copyrights, domain name rights?
...you lose creative work and/or income through a hack/virus attack - or employee theft?
...your customer doesn’t like your work or advice and refuses to pay for it?
We speak your language, and we understand the risks and pressures you face. From concept to catwalk, we’re right beside you, protecting your business as it grows.
Fashion covers include:
Intellectual Property Insurance - protecting your ideas and defending you against infringement allegations
Property: cover for digital assets, prototypes, offices, computers, merchandise, stock, samples
Business Interruption: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure)
Public Liability: for compensation payments arising from damage to third party property or personal injury
Product Liability: in case your product causes harm
Event insurance for fashion shows/shoots and studio shows including Transit of Stock or Collections
Event Cancellation and Non-Appearance
Employers’ Liability Insurance: mandatory in the UK. Protects you from liability costs to your employees arising from injury or illness in the workplace
Cyber Liability: cover against cyber threats and data loss that leads to a fall in revenue or reputation
Professional Indemnity: protects against allegations of negligent advice from your website and in a consultancy capacity, breach of duty or mismanagement
Directors & Officers Liability - critical protection for business managers
Business Travel & Personal Accident - valuable cover for staff on the move
Key Person Insurance: protecting your organisation's future
Employee Benefits - helping to attract & retain top talent
Legal Expenses: protects your organisation in employment disputes, health & safety issues, contract disputes and tax issues, and provides an advisory service
Multinational Programmes - making insurance coordinated, intelligent, practical and global
At La Playa, we’re passionate about innovative and creative industries. We’ll help you get the right cover where you need it (and NOT where you don’t!), and we’ll support you with expert advice to help you make the right insurance decisions.
We understand you so well, we’ll complete the form for you, if you prefer! Let’s talk…
Premiums start at £520
Quote within 24 hrs
“I just love it that you are all in the loop of what we are doing.”
“Thanks very much for your excellent service. You seem to be alone in the whole insurance world in understanding our business and its needs!”
“Your colleagues were amazing in helping me after hours. They were professional and very quick in dealing with me.”
These guys are the only insurance people I will tolerate speaking to these days, as they are actual humans (with both a brain and a heart!) and offer very good packages too - they answer calls and emails promptly and when I had an issue recently with my bank were very helpful to get it fixed.
La Playa's specialist Mediatech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization. Our specialist policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk.
As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?
Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the carriers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability
An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated adviser so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
Direct phone and email access to your adviser for questions and advice.
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement
Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.