Employee benefits can be a profound statement of support for the people working in your business.
By law, every employee must now be automatically enrolled in a pension scheme, to which employer contributions will be compulsory. This could have a major impact on your finances - but we can help you adapt to meet the new requirements.
We can also guide your employees through the high seas of the investment world. You can maintain complete control, while your employees enjoy flexibility and choice as to where, how and for how longs the funds are invested.
La Playa can help you get expert cover in:
Health insurance is a flexible benefit that enables your staff to seek treatment immediately and help them get back to work sooner. This is particularly important for key employees whose absence would adversely impact the business. We can also help with health screening and staff wellbeing services.
Typical cover includes:
What's your plan if a member of your staff is ill on a long-term basis? Does your business have the means to support an employee on long-term sick leave?
Income protection works by contributing a percentage of salary to help in the event of long-term incapacity. It reduces employees’ reliance on the state and/or discretionary employer sick pay schemes. Linked to your liability insurance, this can then reduce any settlement figure for loss of earnings.
Cover can include...
If one of your employees died, can you offer any financial protection for their family?
We'll talk through your options in providing life assurance for staff, giving them peace of mind that their dependants have some financial security on their death. This is usually by way of payment of a multiple of their salary.
By law, every employee must be automatically enrolled in a pension scheme, to which employer contributions are compulsory. We can help your business manage the impact this has on its bottom line.
We can also guide your employees through the high seas of the investment world. You can maintain complete control, while your employees enjoy flexibility and choice as to where, how and for how long the funds are invested.
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“I just love it that you are all in the loop of what we are doing.”
“Thanks very much for your excellent service. You seem to be alone in the whole insurance world in understanding our business and its needs!”
“Your colleagues were amazing in helping me after hours. They were professional and very quick in dealing with me.”
These guys are the only insurance people I will tolerate speaking to these days, as they are actual humans (with both a brain and a heart!) and offer very good packages too - they answer calls and emails promptly and when I had an issue recently with my bank were very helpful to get it fixed.
La Playa's specialist Mediatech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organization. Our specialist policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk.
As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?
Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the carriers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability
An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated adviser so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
Direct phone and email access to your adviser for questions and advice.
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement
Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.