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La Playa: Insurance with Intelligence®

Jewellery Insurance

If you own antique or designer jewellery, a specialist policy is the best way to maximise protection for your precious items. General policies bought from mortgage lenders and high street insurers often underperform when it comes to precious items - upgrading to a specialist policy is an easy way to safeguard against such bitter disappointment.

Only a handful of insurers provide specialist policies for discerning homeowners, and La Playa works closely with them to offer you:

  1. Lower rates: with individual risk assessments, the insurer gets a more accurate picture and you don’t pay for others’ carelessness.
  2. No restrictive small print: jewellery on your dressing table may be uninsured on a standard home policy - many carry small print clauses that nullify the cover for jewellery not being worn or in a safe.
  3. Choice of jeweller for repair/replacement: would vouchers for a high-street outlet really replace your precious pieces? Some insurers insist you use their supplier to keep their costs down.
  4. Valuation advice: gold and gem prices change with fashion and trends – without good advice you could be paying too much or be under-insured. After a theft, the last thing you need is a tussle over the value of each lost piece.
  5. Extra covers: if you lose one ear-ring the insurer will replace both. And the insurer pays the pre-agreed value regardless of subsequent wear and tear or depreciation.
  6. Cash claims settlement: valuable pieces cannot easily be replaced – or it may take time. Specialist policies pay out claims in cash, so you can choose whether/how to replace.

Download: Treasure Your Treasures

Jewellery Insurance

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Art & Antiques
Art & Antiques
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Family Protection
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Financial Planning
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Garden Insurance
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Home Contents
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Homes
Jewelry
Jewellery
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Liability
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Motor
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Overseas Property
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Pensions & Investments
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Period & Listed Buildings
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Portfolio Policies
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Private Aviation
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Private Medical
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Renovation Insurance
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Security
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Travel Insurance
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Valuations
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Wine Collections
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Yachts & Motorboats

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Testimonials

What Our Clients Say

Specialist & Independent

La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:

As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?

The La Playa Way: Your Personal Risk Concierge

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1

Careful listening to really understand your needs and priorities


2

As much help as you need with completing forms to provide risk information


3

A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


4

An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


5

Careful monitoring of the carriers’ financial strength, claims and customer service


6

An independent recommendation of the best policy for you - and why


7

Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability


8

An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


9

Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


10

A dedicated adviser so you can speak to the same person each time.


11

Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers


12

Direct phone and email access to your adviser for questions and advice.


13

Policy documents emailed to you - no logins and passwords to remember


14

An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement


...and more. La Playa’s Personal Risk Concierge promises only the best,
ensuring that every client we work with is given utmost priority.
No call centres, hold music, hidden fees. with La Playa, you are our most important client.
  • Specialist, global policies for affluent lifestyles
  • Independent, expert advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in New York & London
Champagne

As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Covea.

Mike Taylor

Mike Taylor-West ACII

DIRECTOR GLOBAL MARKETS PRIVATE CLIENT, MARINE & AVIATION

Your Personal Risk Concierge Service...

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