If wine is your passion, you’ll want access to your collection - to enjoy, to admire, to share; even just to walk in the stillness of the organic ageing process. But in a home cellar your wine is exposed to risk, which could affect the financial investment you’ve made in it:
…there’s a flood and the labels are washed off?
…heat affects the organoleptic quality and age-worthiness?
…failed aircon or chillers compromise ageing?
…you need to move your collection?
…you buy wine on your travels and it’s damaged before you get home?
…it turns out you under-estimated the value of your collection?
Fine wines derive their value from the aesthetic complexity and rarity they develop with age. Wines become more delicate with age, and extremes of temperature, variation in humidity and vibration can damage their quality and the predictability of their evolution. Which is why you need specialist advice and carefully crafted insurance.
La Playa can insure your wine separately, or as part of a portfolio policy covering your collections, homes, cars, boats. Our specialist fine wine insurance covers:
You’ll also enjoy:
Contact us to give your wine the protection and care it deserves.
“To take wine into our mouths is to savor a droplet of the river of human history” - Clifton Fadiman
La Playa offers specialist cover for wines in domestic and warehouse storage and in transit. We can advise on reducing your exposure to common risks - read our advice on Safeguarding Your Wine Collection and What To Do if Your Wine Collection is Flooded.
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Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the carriers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies
*subject to insurer availability
An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated adviser so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
Direct phone and email access to your adviser for questions and advice.
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with high net worth insurers including Chubb, Hiscox and Covea.