Just as you protect your vehicles, property and liabilities with insurance, you need to protect your income and share holding in your business.
Why business protection insurance? What if...
How we can help
We’ll design a bullet-proof plan for your business to help you through events like the loss of a director, partner or key employee to death or critical illness. We’ll help you identify your key risk exposures, and design a portfolio of protection including:
Our business is built on long-term relationships based on mutual trust and understanding. This enables us to contribute to high-level decision making and bring real benefit at all levels.
Business liabilities assurance
As a business owner, you perhaps take it for granted that tangible assets have to be properly protected. But what about profits and ownership? Does legislation & regulation affect your business, and in turn its profits?
Our Business Succession advice helps you plan for when you're no longer in your business. As well as shoring up the business itself against your retirement, leaving or even death, we'll help you work through your personal agenda and exit plan.
We'll establish what both you and the business need to put in place to meet your timelines and your financial expectations, and create a strategy to meet these.
Family Protection for Business Owners
Family protection for business owners is critical because it offers the most valuable protection for individuals and their respective families. Family protection can help with things such as:
As a shareholder, you want to know that your investment is in safe hands - at all times. But the death or critical illness of a main shareholder could throw your company into chaos.
We can guide you through the pitfalls and legislation so that you have a clear, concise plan so your company can recover quickly following the loss of an integral business owner.
Quote within 24 hrs
Insurance brokers who understand and work with technology companies are a rare breed, to be highly recommended.
The service we get from La Playa is faultless. You are a pleasure to work with.
Thanks for all of your help with this, you've been incredibly helpful!
I like that you can put together a small package suitable for us as a startup and that this can easily be adapted as our needs develop without breaking the bank on the way
For smart technology insurance, you don't get much smarter.
An innovative leader in providing insurance solutions to technology businesses.
We thought that we had exhausted all options for our type of business. La Playa completely understood the field we operated in and provided us with new options - and then shopped around for us to get a better price.
[La Playa] provided world-class expertise and professional service. [They are] experts in insurance and risk management for the technology sector and managed to provide superior product and service whilst reducing cost.
These guys are the only insurance people I will tolerate speaking to these days, as they are actual humans (with both a brain and a heart!) and offer very good packages too - they answer calls and emails promptly and when I had an issue recently with my bank were very helpful to get it fixed.
We've been putting off our insurance needs for far too long, and I feel we are now in safe hands.
I always appreciate how quickly [you] respond to all our questions.
Thanks as always for your extraordinarily quick response and great customer service.
As always we come away thinking how lucky we are to have found La Playa and the people we deal with there - bet there's not many that can say that about their insurance company!
They are the best insurance company to deal with and our contacts there get 10 out of 10!
Open, friendly and supportive
Thank you so much for giving so generously of your time to contribute at the Ignite Programme - it would not be the success that it is if it were not for the commitment and dedication of contributors such as yourself.
La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.
As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?
Careful listening to really understand your needs and priorities
As much help as you need with completing forms to provide risk information
A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it
An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
Careful monitoring of the carriers’ financial strength, claims and customer service
An independent recommendation of the best policy for you - and why
Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies
*subject to insurer availability
An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories
Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
A dedicated advisor so you can speak to the same person each time.
Expert guidance on valuations, security and risk management, and connecting you with specialist advisors and suppliers
Direct phone and email access to your advisor for questions and advice.
Policy documents emailed to you - no logins and passwords to remember
An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement
Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.