La Playa Science & Technology: Insurance with Intelligence®

we'VE got your back

Get A Quote

Advice you can trust

from an expert who understands you

Get A Quote

Super-intelligent Insurance

for the busy entrepreneur

Get A Quote

La Playa: Insurance with Intelligence®

Cyber Insurance and Privacy Insurance

Why Cyber and Privacy Insurance?

Technology, data, and infrastructure are the oxygen of modern businesses. From a start-up hoping to make waves in media, to the laboratory business that’s developing next-gen medical devices – all organisations must embrace technology to thrive. But with new technology comes new risk, and that's where cyber insurance is essential.

The invisible threat of cyber-crime, combined with the potential for tech infrastructure to fail, and the ever-evolving regulatory landscape, represents a new minefield for modern business.

Unless your organisation carries specialist cyber insurance coverage against cyber security perils, you won’t be protected against the unique risks that arise when handling data and working in the modern, digital economy.

(If you're working in fintech, it's important you check your Professional Indemnity policy covers PSD2 - read more here)

What if:

  • Your network or ‘cloud’ were hacked – and the data regulator insists you notify customers of the breach?
  • A malware attack interrupts your operations, leaving a hole in your revenues?
  • You incur cost in reconstituting valuable data that’s been stolen?
  • The data regulator enforces painful financial penalties on you following a breach?

In the wake of numerous high-profile cyber-crime cases, including network and data breaches, businesses globally are shoring themselves up against a range of new global tech and cyber risks. As experts in customised insurance for technology and media-tech businesses, La Playa is the ideal partner to design a watertight, tailored cyber insurance solution for your cyber risks.

Cyber Insurance cover can include:

Protection against costs, expenses and liability arising from:

  • Breach of Privacy or Confidentiality – critical defence against your liability for violation of privacy rights or breach of confidential information
  • Data Breach Costs – reimbursement of your costs incurred in dealing with a regulatory investigation, including post-breach costs such as legal, PR & crisis management expenses, customer notifications, credit monitoring and identity theft monitoring costs, and network forensics
  • Regulatory Fines or Contractual Damages – to reimburse sums you’re legally obliged to pay as a direct result of a breach of privacy law or contractual obligation, including PCI-DSS penalties
  • Cyber Liability – your liability for customer/user financial loss or denial of access.
  • Business Interruption – for your lost income as a result of viruses, network failure or damage, hacking or cyber-crime causing ‘down-time’
  • Data Extortion – protection against the threat of extortion as the result of ransomware, theft of data, or damage to your computer network
  • Problems with an outsource - we’ll help build protection wherever you face loss or liability, and wherever it arises in your supply chain – including cloud providers & overseas data processors
  • Costs of restoring or recreating data

We're able to reward clients' prudence in managing their Cyber and Privacy liability proactively - if you can demonstrate the precautions you've taken, we may be able to negotiate broader Cyber Insurance coverage at better rates on your behalf.

Click here to take a trip with us through the cyber universe, or check out our guide: "Five Ways to Avoid a Data Breach" – get informed, clued-up and insured.

Download: The Smart CFO's Guide to Cyber Insurance

M&A Insurance

Talk to us today.

You can call us to talk more about your business insurance on

How We Can Protect Your Business

Business Interruption Insurance
Business Interruption Insurance
Business Protection
Business Protection
Cargo Insurance
Cargo Insurance
Clinical Trials Liability Insurance
Clinical Trials Liability Insurance
Commercial Legal Expenses Insurance
Commercial Legal Expenses Insurance
Credit Insurance
Credit Insurance
Crime Insurance
Crime Insurance
Cyber and Privacy Insurance
Cyber and Privacy Insurance
Directors & Officers Liability
Directors & Officers Liability
Employee Benefits
Employee Benefits
Employers' Liability
Employers' Liability
Employment Practices Liability Insurance
Employment Practices Liability Insurance
Environmental Liability Insurance
Environmental Liability Insurance
General Public & Product Liability Insurance
General Public & Product Liability Insurance
Intellectual Property
Intellectual Property
Key Person Insurance
Key Person Insurance
Lab Insurance
Lab Insurance
Mergers & Acquisitions Insurance
Mergers & Acquisitions Insurance
Motor Insurance
Motor Insurance
Product Recall Insurance
Product Recall Insurance
Professional Indemnity and EO
Professional Indemnity and E&O
PSD2 Insurance
PSD2 Insurance
Risk Management
Risk Management
Stock Deterioration Insurance
Stock Deterioration Insurance
Supply Chain Insurance
Supply Chain Insurance
Terrorism Insurance
Terrorism Insurance
Travel & Personal Accident
Travel & Personal Accident
Venture Capital & Investment Insurance
Venture Capital & Investment Insurance

Monthly Payments

Cancel Anytime

Benchmark Us

Quote within 24 hrs

Testimonials

What Our Clients Say

science-quote

Insurance brokers who understand and work with technology companies are a rare breed, to be highly recommended.

science-quote

The service we get from La Playa is faultless. You are a pleasure to work with.

science-quote

Thanks for all of your help with this, you've been incredibly helpful!

Paul H.

science-quote

I like that you can put together a small package suitable for us as a startup and that this can easily be adapted as our needs develop without breaking the bank on the way

Mark K

CEO, Tech Start-Up

science-quote

For smart technology insurance, you don't get much smarter.

science-quote

An innovative leader in providing insurance solutions to technology businesses.

Michael B

Venture Capitalist

science-quote

We thought that we had exhausted all options for our type of business. La Playa completely understood the field we operated in and provided us with new options - and then shopped around for us to get a better price.

Sue L

Life Sciences

science-quote

[La Playa] provided world-class expertise and professional service. [They are] experts in insurance and risk management for the technology sector and managed to provide superior product and service whilst reducing cost.

science-quote

These guys are the only insurance people I will tolerate speaking to these days, as they are actual humans (with both a brain and a heart!) and offer very good packages too - they answer calls and emails promptly and when I had an issue recently with my bank were very helpful to get it fixed.

George

La Playa business client

science-quote

We've been putting off our insurance needs for far too long, and I feel we are now in safe hands.

Martyn H

Redd & Whyte

science-quote

I always appreciate how quickly [you] respond to all our questions.

Vicky E.

Linguamatics

science-quote

Thanks as always for your extraordinarily quick response and great customer service.

David K.

science-quote

As always we come away thinking how lucky we are to have found La Playa and the people we deal with there - bet there's not many that can say that about their insurance company!

Annette B.

Company Secretary, ICT

science-quote

They are the best insurance company to deal with and our contacts there get 10 out of 10!

ICT

science-quote

Open, friendly and supportive

science-quote

Thank you so much for giving so generously of your time to contribute at the Ignite Programme - it would not be the success that it is if it were not for the commitment and dedication of contributors such as yourself.

Frances B.

Programme Manager, Centre for Entrepreneurial Learning (CfEL)

Specialist & Independent

La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.

As a Lloyd's broker, La Playa has solutions for even the most complex risks, and our services also include Business Protection and Employee Benefits. But what does "Boutique Service" actually look like?

The La Playa Way: Your Personal Risk Concierge

Show More

1

Careful listening to really understand your needs and priorities


2

As much help as you need with completing forms to provide risk information


3

A discreet and complimentary appraisal* to assess the risks and ensure you have the right coverage where you need it


4

An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions


5

Careful monitoring of the carriers’ financial strength, claims and customer service


6

An independent recommendation of the best policy for you - and why


7

Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analyzed a wide range of policy wordings and have selected only the best for our panel. Our advisors have a deep working knowledge of these policies
*subject to insurer availability


8

An intelligently designed portfolio of protection across multiple asset classes, liabilities and territories


9

Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down


10

A dedicated advisor so you can speak to the same person each time.


11

Expert guidance on valuations, security and risk management, and connecting you with specialist advisors and suppliers


12

Direct phone and email access to your advisor for questions and advice.


13

Policy documents emailed to you - no logins and passwords to remember


14

An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running, and driving through a swift financial settlement


...and more. La Playa’s Personal Risk Concierge promises only the best,
ensuring that every client we work with is given utmost priority.
No call centres, hold music, hidden fees. with La Playa, you are our most important client.

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for science and technology
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across US and UK
Robot

Tech-based business is 24/7, global and borderless, always exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

Get Specialist Science & Technology Insurance and Innovate with Confidence

La Playa Logo